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Mt. Pulaski , Illinois
July 13, 1961     Times
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July 13, 1961

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EDITION (Times.News, Mt` Pulaski, IlL) THURSDAY, JULY 13, 1961 1 h rinse tunes, when it is '0000anable to be The lq --mv,,, YOung, we hope that not draw too much q,-'..zu if we boast a little m,', ur age. t 0! A. Downing started in business 52 as a farm agent for Fire Insurance Co. Conn. For 5 years only farm business .14, the agency ac- Wynd's insur- and at a later of Charles Heckler. and George the only ML Pulaski men who were in businesses at the establishment of A. Downing insur. In order to real. ago 1909 was, at a few other took place about This was eight years United States enter. I and 11 years were allowed to Bertoni was get. to start his restaur- Theodore Zim- was carpentering [ether, A. F. Zimmer- George Zimmer. were three cigar and the The- was but a dream Beldler, who work- laying the Walls long before that this work done. Peter Gingry confectionary in a where the Agency is now it was torn down bw building con- Jacob Romer. The OUfectionary had he north side of the were six bar- /th 10 barbers. exchange In the Seyfer Drug south side of the Alma Connolley )NAL FIRE appointed Enals as their farm area in 1909. In lines written by acquired from Since that time occupied an tm- in the agency. explosion gave an excellent ap- prove what it With catastrophe alone paid more than $200,- this agency's CROP HAIL significant part of with Nation. we write hail in. Other companies, years National Covered nearly a worth of crops. 'S CASUALTY been repro- since 1938. As the Bitum/n. beginning in the it special. Worknlcm's and Liability in. f class of bus/heSS other insurance that time. AI. 15% of the is with the the company is in the writing COMPENSA. risks. If contractor, dealer or other What company DOWNING I NSURANC 52 Y.r, OLD Agency To 125 SALUTES PULASKI Years OLD was the first telephone oper- ator. The Danner and Downing clothing store and the Mayer and Shoup grocery and dry goods store were also on the south side of the square. The Mt. Pulaski Windmill Com. party, operated by A. O. Vond- erlieth, the C. F. Schafer Hard. ware Store, and the Reuben Hershey Furniture Store were on the east side of the square, as was the Masonic Lodge, chartered in 1850 and always located on the east side of the square. Dr. Henry Van Hook was practicing but Dr. Forrest Van Hook and Dr. George Con. nelly had not started. Attorn- eys were George Smith, Frank Tomlinson and Carl Bekemey. or. Mike Schick and Conrad Schick operated a shoe store in the building now occupied by Doud's. Bekemeyer and Clear had a grocery and dry goods store where the Holmes garage is now located. Gone Phinney had a grocery store where Frank Turley is now lo- cated, and later moved to the Masonic Building. Dr. Evans and Dr. Fred W. Reinders were dentists. John W. Mayer and O. W. Mayer operated a buggy and harness shop on the south side and later took the agency for Ford cars and built the sation and Liability insurance, chances are 2 to 1, he'll say Bituminous. HARTFORD FIRE Insurance Company, having celebrated its 150th annivers- ary in 1960, is 26 years older than Mount Pulaski. Now in 1861, when ML Pulaski was 25 years old, Hartford insured Abraham Lincoln for dammje by fire to his home in Spring- field, Illinois. The policy cover. ed the dwelling for $3000, the carriage house for $75 and the wood house and privy (ap- parenUy under the same roof) for $125. In 1859 Hartford in- sured the home of Robert E. Lee. Anyone wishing a copy of Lincoln's policy and Lee's application for FIRE insurance can obtain the same from the Downing Agency as long as they last. FREEPORT INSURANCE has been called upon by us for the past 24 years for auto and FARM LIABILITY insur- ance. Altho Farm Liability in. surance has been available for many years, the need for it by both the farm owner and the operator has not been fully realized until recently. No one should own or operate a farm without this low.cost protoc- tlo n FRANKLIN LIFE Ins Co, needs no introduction to the people of ML Pulaski. Everyone buys some kind of /i Dick Shull Garage which they sold to George Newcomer. When the agency was start. ed, fire insurance alone was written. Later the companies offered windstorm and still later, hail coverage. The lat- (or was coverage for hail dam- age to buildings and personal property and not crop hail. It cost an additional one cent per $100 of coverage. Back in those days people were not oft- en sued for their mistakes so liability insurance was not needed. Automobiles were few and their hazards respected so they were not insured. Work- men's Compensation insurance had not been thought of and the Wright Brothers would not have dreamed of asking an insurance company to insure their fly/rig machine. However, as new kinds of insurance were needed, companies pro- vided the coverages and about the time Carl Unland built the first filling station, now oper. ated by Russell Curtis, the Downing Agency began to branch out into some of the other lines. The Ben Potter harness shop was still in oper- ation and there were still hitching racks north of the present post office, but it was | i,i life insurance with the hope and expectation of not using it for a longtime. Does it make sense to suggest that you pur- chase your life insurance from an agency which has been a. round these pats for over 50 years and has plans to be here another 50 years to assist your family when the need arises? We plan to do that for those of you who have the foresight and confidence to el- low our agency to chose your LIFE insurance company for you. When you buy insurance look for the seal of the INDEPEND- ENT INSURANCE AGENT. If he is a truly independent agent he will SERVE YOU FIRST I FIREMAN'S FUND Insurance Company we be. lieve, has been sold in Mt. Pul- aski for a longer period of time than any other company. Our FARM COVERAGES, including farm buildings and personal property as well as crop haiL make up a large part of our Fireman's Fund business. Fire- man's Fund, organized after clear to the more progressive minded people that the auto- mobile had come to stay, so Auto Insurance began to take on some importance. Billy Holmes was operating his bus- iness at the site of the pres. ent Holmes Garage, and Clar- ence Downing operated the Mt. Pulaski Auto Co. in the build- ing now occupied by Horn's Standard station and Tamer's Garage. The present Hayes Garage had been converted from a livery stable to a gar. age and autos had already crowded out so many hitching places that sometimes one had to tie his horse down east of the Hubbard elevator and walk the two blocks to Tony Ram. er's saloon which was at the location of the present Down. ing Insurance Agency. Ennis A. Downing moved to the building north of the Farmers Bank in 1943, where he shared the building with Julian Downing, his son, who was in the jewelry business, In 1955, Eugene and Zedna Downing took over the agency which moved to the First Na- tional Bank Building in 1957 to make room for the Farmers Bank vault. In 1960 the DOWNING IN- SURANCE AGENCY became a ML Pulaski was 27 years old, has its home office in San Francisce, California. Many in. surance companies less "well healed" were put out of busi- ness when the San Francisco earthquake struck in 1906. We are proud to represent a com- pan which could sit in the middle of that catastrophe and survive. HARTFORD ACCIDENT AND IDEMNITY Co. has been represented by us since that company was 18 years old. We place many lines with A & I but find the com- pany most useful to us in the health and accident field, es- peeially the MAJOR MEDICAL coverage. We feel that the ma, Jar medical policy which off- ers, at a relatively low prem- ium, coverage for a catastro- phe illness to be the best buy in health insurance. It makes sense to us to exchange that high cost, low mix/mum bene- fit hospitalization policy for a low cost, high maximum bene- fit major medical policy. ILLINOIS NATIONAL Ins. Company of Springfield, Illinois, insures most of our larger auto fleets as well as other lines. It is interesting to note that in 1955, while in the sicywatch tower, Harry Mliner spotted a burglar breaking in- to the Curtis Oil Station and Jotted down his license num. her, leading to the burglar's arrest. Illinois National not only insured Curtis for the partnership between Gone Downing and Bill Downing. It has been within the past few years that the HOME- OWNERS PACKAGE policies have become available and popular. These policies afford coverage on the DWELLING and PERSONAL PROPERTY, including THEFT and personal LIABILITY. There are hun- dreds of ways a Homeowner policy can be wrtten. The diff- erences in cost depend on the amount of insurance covering each item and the hazards against which one wishes to insure, Very recently the Farm- owner package policy became available. We like to write package policies but we also like to write auto insurance, life insurance, workmen's compensation insurance and all the others. Our specialty is not any one kind of insurance but rather our specialty is the kind of insurance our custo. mer happens to need. THE DOWNING INSUR ANCE AGENCY HAS SERVED THE MT. PULASKI COMMUN" ITY FOR MANY YEARS AND WE HOPE TO BE FORTU- ANATE ENOUGH TO CON- TINUE THAT SERVICE FOR MANY YEARS TO COME. WE THANK THOSE WHO HAVE HAD THE CONFIDENCE TO ENTRUST THEIR LIFE, PRO- PERTY, LIABILITY AND OTH- ER LINES OF INSURANCE WITH OUR AGENCY AND WE PLAN TO BE HERE IF AND WHEN WE ARE NEEDED TO PROVE YOUR TRUST IN US WAS JUSTIFIED. If you have permitted us to do so, it is likely that we have placed your insurance with one of the following compan- ies which have many things in common. They are all stock companies, have all been with us a long time and all be- lieve in the American Agency System in which your insur- ance is in the hands of a LO- CAL INDEPENDENT AGENT. i ill THEFT but also insured the auto which had been stolen in Harristown, Illinois Natipn- al was grateful to Harry for his quick thinking. FIDELITY PHENIX Ins. came into our agency on January 7. 1915. Besides the usual fire and E. C. business we have used Fidelity Phenix for art glass policies which cover the art glass windows in churches. It costs very little to cover CHURCH WINDOWS for breakage and other perils. Fidelity Phen is a member of the America Fore Group with assets in excess of S1,- 600,000,000, so this company can handle most risks we have to offer. MOTOR VEHICLE CASUALTY Company's secretary, Eldon Link. , appointed our agency to represent that company in 1934. When Mr. learned of our Sfl.Teunial he wrote a sincere letter of con- gratulations. Our business with this company has been mostly auto insurance. Occasionally someone comes to our office and asks if we write AUTO- MOBILE insurance. Such a quesUon is like asking "Fritz" Zimmermann if he sells canned goods. Almost a third of our premium volume is for automobile insurance, so it 8 important to us thatwe kdNP those many folks ho have given us the oppenum to cover their autos for them.